Alright, you've saved your downpayment and you've begun researching homes online. Cheers to you and starting your route to homeownership. Read More

Jason Streich⁠
Greater Calgary Real Estate⁠
403 807 2204⁠⁠

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I'd be honoured if you chose me to be your realtor and look forward to helping you have the best real estate experience possible. 

That dream home you've been wishing for... lets make it yours!

Jason Streich

Greater Calgary Real Estate
(403) 807-2204 

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Wondering what dollar amount you'll need to secure your dream home? It starts with a conversation and the right team of people to help you make your dreams come true! Call today!⁠ 403-807-2204
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So you're ready to buy your home and are probably wondering who you need to contact other than me (your Realtor). This outlines the different personnel you'll want on speed dial during the home buying process. Need a referral? Contact me for someone amazing!
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The Canadian government’s Home Buyers’ Plan (HBP) lets you borrow money from your RRSP if:

1. you're a first-time homebuyer; or
2. you’ve lived separately and apart from your spouse or common-law partner for at least 90 days and started living separately and apart anytime in the preceding 4 years as a result of a relationship breakdown (conditions apply).

If you’re looking to buy, build or maintain your primary residence, you can use this money for your down payment, closing costs, or both.

You can withdraw up to $35,000 from your RRSP per calendar year. Spouses or partners may also each withdraw up to $35,000 per calendar year — $70,000 in total. The borrowed funds must be in your RRSP for at least 90 days before taken out. Withdraw the money no later than 30 days after the closing date.

You can borrow money from your RRSP tax-free if you pay it back to your RRSP starting no later than the second year after the withdrawal date. Pay back the full amount within 15 years, through regular payments. Every year, the government sends you a statement summarizing what you repaid and what's outstanding.

Want to discuss how this impacts your home buying decision? Contact me with your questions and to find the answers your looking for.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
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